Is Debt Relief Right For Me?

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Americans are experiencing a debt crisis, with national credit card debt eclipsing $1 trillion for the first time in 2018. The Vantage Acceptance debt relief is the most consumer-friendly debt relief option for Americans overwhelmed by unsecured debt, offering struggling consumers an established path to improved financial health. We advocate on behalf of consumers by negotiating directly with their creditors to achieve reductions in the amount that they owe, allowing our clients to get back to living normal lives.


  • The program is regulated to be consumer-centric, putting the client first at every step of the process.
  • Independent studies confirm that debt settlement is an excellent option for consumer burdened by overwhelming levels of unsecured debt.
  • The AFCC, the national trade association for the debt settlement industry, ensures member are held to the highest standards.

The American Fair Credit Council (AFCC), which Vantage Acceptance is a member of, fights for consumers burdened by overwhelming debt, who seek to resolve their obligation through debt relief programs. AFCC’s member companies guiding principle is a commitment to providing consumers with an affordable alternative to bankruptcy that helps them get back on the road to financial independence while adhering to the highest ethical standard of operation. AFCC members adhere to federal requirements that shift economic risk entirely from consumers to service providers. Important facts to know:

  1. On average, a debt relief program, such as those offered by Vantage Acceptance, save consumers $2.64 for every $1 in fees paid
  2. Clients generally see initial account settlements within 4 – 6 months of starting a debt settlement program, allowing consumers to experience relief more quickly than other debt relief options
  3. Upon completion of a debt settlement program, the average consumer sees savings of 30 percent on the original debt, including fees.
  4. The industry is regulated by the government.
  5. Before a settlement fee is charged, the client must agree to and make a payment towards the negotiated settlement.

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